BlockFi offers a way to make your crypto work for you by earning interest, accessing loans, and trading — all from one secure platform. It is designed for users who want to grow their crypto holdings without actively trading every day.
Ben Carter | October 22, 2025

BlockFi offers a way to make your crypto work for you by earning interest, accessing loans, and trading — all from one secure platform. It is designed for users who want to grow their crypto holdings without actively trading every day.

BlockFi offers a way to make your crypto work for you by earning interest, accessing loans, and trading — all from one secure platform. It is designed for users who want to grow their crypto holdings without actively trading every day.
It is not just an exchange. It is a financial services platform built for the digital asset economy.
BlockFi’s Interest Accounts allow you to deposit cryptocurrencies like Bitcoin, Ethereum, and stablecoins to earn competitive annual percentage yields. Interest is paid monthly and compounds over time, helping your balance grow automatically.
Need liquidity without selling your crypto? BlockFi offers loans secured by your digital assets, allowing you to borrow cash while keeping your holdings. This can help avoid triggering a taxable event and keep you invested in the market.
In addition to interest and loans, BlockFi provides crypto trading with no hidden fees. You can also earn higher interest rates on stablecoins like USDC and GUSD, making it attractive for risk-averse investors.
BlockFi partners with regulated custodians, employs bank-level encryption, and offers multi-factor authentication. Assets are held by trusted institutions with insurance coverage against certain risks.
The website and mobile app make it easy to deposit, track interest, and manage loans or trades. It is designed for a balance of simplicity and functionality, appealing to both newcomers and experienced crypto users.
Deposit stablecoins for higher interest rates.
Consider a crypto-backed loan instead of selling your assets.
Enable multi-factor authentication for account security.
Use recurring deposits to build your balance over time.
Monitor interest rate updates to maximize earnings.
Keep track of promotions for bonus interest or rewards.
Diversify your interest account with multiple cryptocurrencies.
Feature | Rating | Notes |
Ease of Use | ⭐⭐⭐⭐⭐ | Clean interface on web and mobile |
Interest Accounts | ⭐⭐⭐⭐⭐ | Competitive APYs, paid monthly |
Lending | ⭐⭐⭐⭐☆ | Flexible crypto-backed loans |
Trading | ⭐⭐⭐⭐☆ | No hidden fees |
Security | ⭐⭐⭐⭐⭐ | Custody with regulated partners |
Asset Variety | ⭐⭐⭐⭐☆ | Supports major coins and stablecoins |
Withdrawals | ⭐⭐⭐⭐☆ | Standard processing times with limits |
Value for Holders | ⭐⭐⭐⭐⭐ | Earn yield while holding crypto |
If you want to earn passive income on your crypto or access loans without selling your assets, BlockFi offers a straightforward and secure way to do it. With competitive interest rates, strong custody partnerships, and an easy-to-use platform, it is a practical choice for long-term holders.
Ready to make your crypto work harder for you?
BlockFi makes earning and borrowing simple and secure.
[Visit BlockFi]
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